Check my options
Life insurance for growing families

Keep your promise to them.

Life insurance is probably cheaper than you think. Answer a few quick questions and we'll introduce you to one FCA-authorised adviser who explains your options in plain English.

One adviser, not five calls Free, no obligation Takes about 60 seconds
Vow is an introduction service, not an insurer. Your details go to one firm only.
Step 1 of 8About 60 seconds
Who would you like to protect?
Just me Me and my partner

Free and no obligation. We'll introduce you to one FCA-authorised adviser.

FCA-authorised advisers
One adviser, one call
Plain English, no jargon
Free for you to use
How it works

Sorted in three calm steps

No comparison-site free-for-all. No five companies ringing at once. One adviser who gets to know your family.

1

Answer a few questions

Who you'd like to protect, what the cover is for and a little about you. It takes about a minute.

2

Meet your one adviser

We introduce you to a single FCA-authorised protection adviser, who calls at a time that suits you.

3

You decide

Your adviser compares cover from leading UK insurers and explains it clearly. No obligation, ever.

Why Vow

One adviser. One call.

Comparison sites often pass your details to several firms, and your phone doesn't stop ringing. Vow introduces you to one adviser, and that's it.

Check my options

The usual way

  • Details shared with several firms
  • Back-to-back sales calls
  • Jargon and fine print
  • Left to work it out alone

The Vow way

  • One FCA-authorised adviser
  • One call, at a time you choose
  • Plain English throughout
  • Free, with no obligation
The biggest myth

It's probably cheaper than you think

Most people guess life insurance costs far more than it does. In Legal & General's research, people overestimated the monthly cost by 184%.

See what's right for us
184%

How much people overestimated the cost of life cover, on average

Source: Legal & General consumer research. Your price depends on your age, health, smoking status, cover amount and term. Vow does not quote prices; your adviser will.

Types of cover

Cover for the life you're building

Not sure what you need? That's what your adviser is for. Here's a plain-English starting point.

Life insurance

Pays a lump sum if you pass away during the policy, so your family can keep life going.

Mortgage protection

Cover designed to pay off your mortgage, so the people you love keep their home.

Critical illness cover

Pays out if you're diagnosed with a serious illness listed in the policy, protecting you while you live.

Income protection

Replaces part of your income if you can't work because of illness or injury.

Life moments

The moments that make it matter

A new baby

The day they arrived, you made a promise. Here's how to keep it.

Start

New keys

Protect the home you've just made, and the people in it.

Start

Getting married

Two lives, one plan. Look after each other properly.

Start

Never got round to it

It's one of those adult jobs. It takes a minute to start.

Start
What happens next

A friendly call, not a sales pitch

When you've answered a few questions, we text you the name of the FCA-authorised adviser who'll call and the number they'll call from. Reply YES and they'll be in touch. Nobody gets your details until you do.

Your introductionExample

You've done the hard part.

Your adviser will call in the time window you chose, to talk through your options in plain English.

📱
“Hi Sam, it's Vow. Rachel from your adviser firm will call you this evening. Reply YES to go ahead.”
Example text message.
FAQs

Good questions

Is Vow an insurer?

No. Vow is an introduction service. We introduce you to one FCA-authorised protection adviser, who compares cover from UK insurers and helps you choose. Vow doesn't give advice or sell policies.

Will lots of companies call me?

No. One firm only. We text you who your adviser is first, and only pass your details on once you reply YES.

Does it cost anything?

Using Vow is free. The adviser we introduce you to may pay us a fee for the introduction. If you take out a policy, you pay the insurer's premium. There's never any obligation to buy.

How much life insurance do I need?

It depends on your mortgage, your children, your income and what you'd want to leave behind. Your adviser will help you work out a sensible amount and term.

I smoke, vape or have a health condition. Can I still get cover?

Often, yes. Prices and options vary, and some people need a specialist. Answer honestly so your adviser can find suitable cover that stays valid.

What do you do with my information?

We use it to introduce you to your adviser, with your consent, and we never sell it to anyone else. Read our privacy notice.

Ready when you are

Make sure they're always looked after

About a minute of questions. One adviser. No obligation.

Check my options